I don’t know if I am more surprised to learn that there is a woman named Frank or that a Clinton-nominated judge just ruled the individual mandate to be unconstitutional. The ruling is here (go to page 205 for summary). It was a 2-1 decision. It says that the federal government doesn’t have the power to force you to buy, from cradle-to-grave, a product from an insurance corporation. What’s more, they rejected the idea that the individual mandate is inseverable from the rest of the bill, meaning that the law will stay on the books but no longer make any sense or have any chance of working correctly.
The Supreme Court will have to make a final ruling. They’ll probably just kill the whole thing like the Florida recount.
