Here’s how I feel about this. Buying a home that costs over a million dollars and then making zero mortgage payments for five years while using ever tool in the book to avoid and postpone foreclosure is not a socially responsible thing to do. But look at their excuse:

“It was never our intention to get here and never make a mortgage payment,” Keith Ritter said. “We don’t believe in living for free.”

But he and Janet, a 51-year-old real estate agent, make no apology for using every tactic available to them to stay in their house, including challenging the foreclosure sale in court, requesting mediation and claiming they had a tenant living with them. Their adversaries, they argued, are giant financial institutions with armies of lawyers that are out to make as much money as possible at the expense of homeowners.

In truth, they are just the other side of the coin. They’re holding up a mirror to the financial institutions that screwed the rest of us. This is how you look.

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