Ted Rall posted a not so good and superficially inflammatory diary at dKos: Via Sarah Palin: How Obama’s Idiotic ACA Might Lead to Real Health Care Reform. It’s sort of the mirror image of Booman’s Getting to Single-Payer. The latter postulates that the ACA will be so successful the it will pave the way for single-payer. Rall’s take is that it will be such a failure that single-payer will have to be put back on the table. Can’t say I agree with either position because politically this country doesn’t seem to move in a positive direction based on either success or failure. We can live with both outcomes for a very long time.
Rall was roundly condemned for using what many dKos contributors view as rightwing talking points to make his case that the ACA will fail. The criticism wasn’t completely unfair. However, it does depend on whether or not the ACA is experienced as a success in the next few years by various eligible voting populations. There are so many moving parts in this program that everyone might want to be cautious in projecting where we’ll be with this in the near term. And Democrats that are cheering on “Obamacare” (a RW term for a RW program, both of which Democrats now embrace) don’t seem to grasp that the ACA isn’t like the conceptually simple, straightforward, and liberal progressive Social Security or even Medicare programs. But does the average person – liberal or conservative – even grasp the structure of Medicare?
This comment in that Ted Rall diary suggests “not really.”
How do you feel about Medicare? It’s the consummate “single-payer system”. I have it. I didn’t get it because I was “entitled”-or because the tooth fairy left it under my pillow. I got it for paying into it for 128 quarters (32 years).
First, Medicae was supposed to be “single-payer” for seniors and disabled Americans, but as Dr. Margaret Flowers points out, the Medicare Advantage plans are private insurance paid for with Medicare dollars. (Sort of like handing public school dollars over to for-profit charter schools.) This is problematical:
The Advantage plans primarily insure the healthiest seniors and cost more than traditional Medicare. Instead of cutting back, the Obama Administration boosted payment to the Advantage plans. And enrollment in the plans has increased by 30 percent since 2010.
Second, and the more than half wrong notion, is the “I got it for paying into it for 128 quarters (32 years).” The less than half right part of that is that he/she along with employer matching paid into Medicare Part A – hospitalization. General tax revenues and beneficiary premiums (roughly 3:1) pay for the larger portion, roughly two-thirds, of the Medicare costs.
Unlike Social Security that has never (and may never) cost a single dime in general (income) tax revenues – it has always been fully funded with employee and employer SSDI contributions – Medicare Parts B, C, and D have always been taxpayer funded. It is an “entitlement.” Not that there is anything wrong with entitlements. What’s wrong is for the “entitled” to go around saying that “I paid for it with my Medicare contributions.”
Don’t expect the Medicare-paid-for-scooter riding Palin supporters ever to understand such a simple fact, but anyone to the left of them should and must. Social Security and Medicare Part A are NOT entitlements. They’re collective, government run, insurance programs. If seniors that vote in proportionally larger numbers for Republicans that advocate for entitlement cuts, they need to understand that they’re voting to cut the taxpayer funded portion of Medicare Parts B-D. Maybe Obama and other Democratic elected officials should learn the same thing.
Ted Rall does define a real fix to the US health care mess:
Preferable IMHO would be somewhat closer to the model Finland adopted. Shove the day-to-day ownership and operations, including the governmental entity employee the doctors, nurses, et al, down to the local level with funding and macro-monitoring at the states and federal levels. That’s a more efficient way to ensure adequate medical resources in smaller and rural communities and to get costs in line with the local cost of living.
Frontline’s Hunting the Nightmare Bacteria. This is one thing this country is doing nothing to prevent and has the potential to turn all the ACA financial projections upside down.
Also highly recommend the extended interview with Ramanan Laxminarayen.
It’s easy to overlook the fact that the major contributors to our health and longevity come from potable water, sanitation, various vaccines, and antibiotics.
The existence and spreading of antibiotic resistant pathogens means the ACA financial projects are so much toilet paper.
Depends on how quickly it spreads and how entrenched it becomes in major populations. Can’t easily predict either of those, and it’s possible that these bacteria could remain background noise for some time to come. The only thing we know is that drug research isn’t being done to combat them; a win for the “free market” reaping the rewards of selling sex for old people.
It was news to me about parts B & D. Thanks for enlightening me.
Part C as well because in spite of the promises of the insurance companies, it has cost the government more than traditional Medicare. But they have again promised that they’ll fix this real soon.
As I said in the diary, if the average person can’t understand this simple formulation, whatever makes them think that they have anything useful to say about the ACA, either pro or con?
I never think about C because I don’t like HMO’s and my internist doesn’t belong to any Medicare Groups anyway.
The only positive thing I have to say about Medicare Advantage insurers is that they seem to be single-handedly propping up the Postal Service based on the volume of advertising I receive. I could probably insulate my garage with junk mail from United Healthcare.
Medicare Advantage can be either an HMO or PPO alternative to Medicare managed Parts A and B, and some include Part D. We’d probably not be too bad off if true HMO (such as Kaiser) were prevalent. PPOs (an outgrowth of the failed Hillarycare effort as the solution to out of control medical cost inflation) are nothing but insurance company managed health insurance plans. “In network” providers is the clue that it’s a PPO — and apparently they are well represented in the ACA offerings. Likely promising that this time, with larger numbers of customers, they’ll succeed in controlling runaway medical costs. How many times do we have to get fooled before we wise up?
I haven’t seen a true fee for service plan in decades. All the choices are PPO or HMO. I don’t want to deal with gag rules, capitation, or seeing a primary care physician to get a pass to see a specialist. I choose Blue Cross in the FEHB because over 99% of doctors in Illinois belong to it and I doubt if I want to see the miniscule fraction that don’t. When I finally got to see the plans on Healthcare.gov, I saw that I would only consider the five BCBS Gold plans. BTW, why are there five “Gold” plans from the same provider? The highest costs 50% more than the lowest. Apparently the metal designations are meaningless in selecting a plan and one must dig through hundreds of pages of legal and medical jargon to find the differences. Or one can do what I do, select the most expensive plan based on the theory that it covers the most.
Why oh why couldn’t we have a public option to buy into Medicaid at cost? Even if it cost more than the private alternatives, one would know that one was 100% covered. Ironic isn’t it that the poorest people have better health care than Michael Jackson had with his private doctor?
The same reason why large corporations offer different brands for the same item. Artificial choices for consumers. In the case of insurance carriers, it may be competing products being sold by different subsidiaries. Gives them time to figure out if some policies lead to lower fixed costs and/or more profits.
I don’t know enough about Medicaid and should probably learn more. What I do know is that most if not all use private companies for claims handling/management and beginning in the 1990s state were given the option of enrolling beneficiaries in HMO plans. (That contributed to the decimation of public health clinics and hospitals by shifting funds to private providers. Romneycare in MA did more damage to public health facilities.)
In the past:
The last figure I saw (from a KFF publication) for the family Medicaid was $90 billion/year. Out of a total spending of over $300 billion. iirc the number children and their parents covered was close to 30 million and the per capita cost was close to $3,000/year. Those beneficiaries skew young and thus presumably have lower medical costs, but the big ticket item is pregnancy and childbirth medical costs.
ACA Medicaid update — apparently flying off the shelf.
Why not — it’s free to beneficiaries and the states. And there’s another possible bonanza for state: Medicaid for prisoners
Under any circumstances, expensive stuff is often not much better than moderately priced stuff, but in this case I’d be extra suspicious. Insurance companies are apparently using the ACA as an excuse to dump people off plans and transfer them to other higher-priced plans even though much better options are available through the exchanges. It’s basically a “wingnut” tax, taking advantage of the gullible who think signing up for Obamacare will cause all their medication to be revoked by death panels or similar rot. It behooves the insurance companies to have absurdly overpriced plans to squeeze these folks as much as possible.
It is not an easy task, but we should adopt many ways for caring.
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