Not much to add to this, except to say, this young woman has my admiration:
By the way, my family has no dental and a crappy high deductible health insurance plan. Over the past 2 years we have averaged out of pocket medical expenses including cost of health care insurance of $20,000. That’s 25% of our total income. And I know people who have it far worse than we do. So, yes, I appreciate what this woman is saying.
