Yes, it may be possible to get a zero-premium bronze plan on the exchanges, but I can’t imagine a case where it wouldn’t be a better idea to pay a little and get a silver plan. If you have any medical costs at all, the silver plan will almost immediately be cheaper for you than the bronze. If you want to gamble, you might get away with it. But you should never gamble with your health, and, if you’re going to gamble with your finances, you should only do it in the hope for profit.

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